Rates For November 23, 2009
Conforming Rates at Par
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30 years Fixed 4.5%
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20 years Fixed 4.5% |
15 years Fixed 4.125% |
10 years Fixed 4.125% |
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7/1 ARM 3.75%
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7/1 ARM I/O 3.75% |
5/1 ARM 3.5% |
5/1 ARM I/O 3.625% |
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Prime Rate 3.25%
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5/1 ARM Jumbo 3.625% |
15 years Jumbo 4.25% |
30 years Jumbo 4.75% |
To calculate your mortgage payment click here
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RATES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE. RATES ARE SUBJECT TO TRANSACTION TYPE AND A PAR RATE – THE LOWEST INTEREST RATE BEFORE ADJUSTMENTS. YOUR ACTUAL RATE MAY BE DIFFERENT. |
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The $8,000 first-time homebuyer credit is close to extension
- Contracts to buy a home must be signed by April 30, 2010, and the deals must close by June 30 in order for a buyer to qualify for the credit.
- The credit would only apply to homes sold for $800,000 or less.
- Homebuyers must have adjusted gross income of less than $125,000 ($225,000 for married couples filing jointly).
- A credit worth up to $8,000 for first-time homebuyers and up to $6,500 for homeowners looking to trade up to a bigger primary residence and who have already lived in their current home for five years.
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